Russia Health Insurance Waiting Periods
Certain coverage benefits in your Russian medical insurance plan might include a waiting period. Waiting periods refer to the length of time an insured individual would have to have been on a plan prior to receiving coverage for certain conditions. This is done to prevent new health insurance policy holders from an attempt to claim treatments for medical conditions that might have been pre-existing prior to the start of the policy.
How Do Waiting Periods Work?
The length of the Waiting Period generally depends on the insurance provider that you have purchased the insurance from, as well as the particular options you chose to include in your policy. In this light the waiting period might differ for variety of conditions covered under the plan.
The two coverage benefits which are most commonly attached to a waiting period are: Maternity and Dental.
In the case of maternity insurance the waiting period associated with the benefit is typically in the region of 10 months from the start of the plan. This is normally done to ensure that women who may already be pregnant prior to enrolling in a policy are unable to claim for a condition which would otherwise be deemed “pre-existing” under the Russian health insurance policy.
For more information on a Maternity health insurance waiting period, please click: Russia Maternity Health Insurance.
With dental coverage determining the waiting period may pose a challenge. As far as the insurance provider is concerned everyone has had some sort of dental work done in the course of their life which categorizes them as having a pre-existing condition. At times it might get difficult to determine whether the dental claims are for the treatment received for a pre-existing condition or not. Health insurance providers generally do not offer the coverage benefits for pre-existing conditions.
For more information about Dental Health insurance waiting periods that may commonly be included on your policy, please click: Russia Dental Health Insurance
Russia Health Insurance
If you would like to know more about the waiting periods and their calculation please contact Russia Health Insurance. Alternatively you can also request additional clarification on the common concerns associated with waiting periods and insurance coverage in Russia by completing the short information request form at the top of this page. Russia can help you find all the information you need in order to make a well informed and satisfactory decision when purchasing your medical insurance.